Our Process

Mortgage Process

1
Apply For Home Loan

In today's highly regulated climate, it's more important than ever to work with a company you can trust. This is why Regent Homes recommends First Bank Mortgage in the greater Nashville area because they offer our buyers first-class service throughout the entire process.

Have a First Bank Mortgage Home Buying Experience

At First Bank, the customer comes first! We have a strong and genuine belief in the “building customers for life” principal of doing business. It is what fuels our company.

We pride ourselves in communicating with our customers throughout the entire home buying process, by educating and informing our customers throughout the entirety of their loan. We do everything in our power to get all loan documents to the title company in advance, so our loans will close on time.

First Bank Mortgage is able to offer competitive rates because it is structured as a banker. We also have strong, lasting relationships with the investors that purchase our loans.

Trust us with all of your home financing needs!

 

Donna Rumpler

donna.pngNew Construction Mortgage Manager

NMLS# 188454

TN License#104750

Phone: (615) 300-4097

Email: DRumpler@firstbankonline.com
Or Visit www.donnarumplerloans.com

About Donna:

With more than 25 years in mortgage banking and lending, including extensive experience with builders and construction financing, Donna has been acknowledged for her exceptional expertise in the mortgage business. She was the President of the Chairman’s Club for over 10 years, and has been named Top Residential Builder every year since 1994. Donna was also in the Top 1% of originators in the U.S. in 2014 and 2015.

 

Amanda Corley

image001.jpg

Mortgage Loan Officer Assistant

NMLS# 900928

TN License#113330

Phone: (615) 554-8858

Email: acorley@firstbankonline.com

 

2
Home Loan Application Review

After you have submitted your home loan application, a loan officer will review the information you have provided. The loan officer will run a credit report and may ask for some documentation to support your claims. These documents may include W-2, Tax Returns, Bank Statements, and Drivers License or Social Security copy.

3
Pre-Approval Letter

At this point, your lender will provide you with a pre-approval letter that states your approved borrowing amount and the terms of your loan.

4
Package of Disclosures

A package of disclosures will be prepared and sent to you to review and sign. You will then return them to the lender promptly in order to keep the process moving.

5
Processing and Underwriting

At this point, a mortgage professional will review the application for accuracy. You may receive a call at this time for more information; this will help speed the process along. After processing, the file is now ready to go to an underwriter for review. The underwriter will review the file and will make a decision as to whether the loan will be approved or denied.

6
Settlement Statement

Your lender will put in a submittal for the Settlement Statement to be generated. Once the Settlement Statement is received, your lender will review the statement and discuss the funds you will need to bring to closing.

7
Your Home Closing

Your home closing day may be one of the most exciting days of your life! You will meet with a closing attorney to sign your closing documents and receive the keys to your new home!