Our Process

Mortgage Process

1
Apply For Home Loan

In today's highly regulated climate, it's more important than ever to work with a company you can trust. This is why Regent Homes prefers Supreme Lending in the greater Nashville area because they offer our buyers first-class service throughout the entire process. Supreme Lending can secure your rate as your home is being built! With Supreme Lending, you will receive a wide variety of loan programs to fit your financing needs, such as, up to 180 day term rate locks with float down option, closing cost assistance, and competitive rates! Along with seasoned loan officers, they also offer In-house underwriters and processors who all understand the ins and outs of financing NEW homes...which allows for a much smoother transaction for YOU! You can be confident you've made the best choice when financing your new home with Supreme Lending.

Have a Supreme Home Buying Experience

At Supreme Lending, the customer comes first! We have a strong and genuine belief in the “building customers for life” principal of doing business. It is what fuels our company.

We pride ourselves in communicating with our customers throughout the entire home buying process, by educating and informing our customers throughout the entirety of their loan. We do everything in our power to get all loan documents to the title company in advance, so our loans will close on time.

Supreme is able to offer competitive rates because it is structured as a banker. We also have strong, lasting relationships with the investors that purchase our loans.

Trust us with all of your home financing needs!

Donna Rumpler

donna.pngRegional Manager

NMLS# 188454

TN License# 104750

Phone: (615) 300-4097
eFax: 1 (866) 546-9052
Email: Donna.Rumpler@supremelending.com
Website: www.DonnaRumpler.SupremeLending.com

About Donna:

With more than 25 years in mortgage banking and lending, including extensive experience with builders and construction financing, Donna has been acknowledged for her exceptional expertise in the mortgage business. She was the President of the Chairman’s Club for over 10 years, has been named Top Residential Builder every year since 1994, and was Number 1 in closing for the Southeast Region Supreme Lending 2012. Donna was also in the Top 1% of originators in the U.S. in 2014 and 2015.

Amanda Corley

amanda.pngLoan Officer Assistant

NMLS# 900928

TN License# 104750

Phone: (615) 554-8858
eFax: 1 (866) 546-9052
Email: Amanda.Corley@supremelending.com

About Amanda:

Amanda Corley is a seasoned veteran in the mortgage industry, with 13 years of experience! She has experience with every side of the business, as she was previously a loan processor. She knows how to assist you through the mortgage process and make it as painless as possible! Outside of the office, she enjoys cooking and singing.

Special Offers

Supreme Lending Extended Lock Program

Like the rate? Lock it down!

• 1% Security deposit based on your loan amount*

• 120, 150 and 180 day locks available

• With our Extended Rate Lock Program, you can relax while your home is being built!

• One-time float down is available in the last 30 days prior to closing.

• Call for more details

Disclaimer
*Long Term Lock Program is offered through Supreme Lending Branch 576 only. Subject to borrower qualification. Valid on firm non-contingent Purchase Agreements. Rate can be locked upon receipt of all earnest monies due Jones Company, the 1% Lock Fee due Supreme Lending, receipt of all documentation required by Supreme Lending to enab loan approval, and when all selections have been completed. The1% Lock Fee can be applied towards closing costs.  If the loan does not close with Supreme Lending branch 576 for any reason, the 1% Lock Fee is forfeited. Program not available on bond loans and USDA. Special incentive program subject to change without notice. This offer not valid with any other incentives or discounts. Not redeemable for cash and loan must close and fund with Branch 576 of Supreme Lending. Borrower is responsible for the down payment and all new and existing loan fees/costs.

Offer Savings on Closing Cost

Trust the professionals at Supreme Lending to take care of your home financing needs! As a client of Regent Homes, you will receive additional closing cost paid on your behalf in the amount of 1% of the total loan amount!

Disclaimer
*The Closing Cost Lender Credit applies to new loan fees only, excludes existing loan fees. Credit will not exceed 1% of the total loan amount. No part of credit can apply to or offset down payment. Program not available on bond loans and USDA. Special incentive program subject to change without notice. This offer not valid with any other incentives or discounts. Not redeemable for cash and loan must close and fund with Branch 576 of Supreme Lending to qualify for credit. Borrower is responsible for the down payment and all new and existing loan fees/costs exceeding pre-sale/market amount. Closing Cost Credit will be on HUD-1 Settlement Statement.

Main Disclaimer
*EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING (NMLS ID #2129) at 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2015. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states. Other restrictions and limitations may apply. Supreme Lending is not affiliated with any government agency. For all other licenses, visit http://www.nmlsconsumeraccess.org/. Tennessee Mortgage License 109458.

Download our Loan Application

2
Home Loan Application Review

After you have submitted your home loan application, a loan officer will review the information you have provided. The loan officer will run a credit report and may ask for some documentation to support your claims. These documents may include W-2, Tax Returns, Bank Statements, and Drivers License or Social Security copy.

3
Pre-Approval Letter

At this point, your lender will provide you with a pre-approval letter that states your approved borrowing amount and the terms of your loan.

4
Package of Disclosures

A package of disclosures will be prepared and sent to you to review and sign. You will then return them to the lender promptly in order to keep the process moving.

5
Processing and Underwriting

At this point, a mortgage professional will review the application for accuracy. You may receive a call at this time for more information; this will help speed the process along. After processing, the file is now ready to go to an underwriter for review. The underwriter will review the file and will make a decision as to whether the loan will be approved or denied.

6
Settlement Statement

Your lender will put in a submittal for the Settlement Statement to be generated. Once the Settlement Statement is received, your lender will review the statement and discuss the funds you will need to bring to closing.

7
Your Home Closing

Your home closing day may be one of the most exciting days of your life! You will meet with a closing attorney to sign your closing documents and receive the keys to your new home!